How to Become an Everyday Millionaire

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How many of us have ever dreamed of becoming a millionaire and beyond someday? To have built enough wealth that we can leave an inheritance to our children’s children. To give beyond what we could ever imagine.This past March I had read an inspiring book that I want to share in this post. One of my goals this year is to read one non-fiction…

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Learning new things about Luke while getting out of debt

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This past August, Luke and I celebrated our three year wedding anniversary. WOOHOO! The past three years have been a blast as we learned how to navigate our new life together. In those three years I learned that Luke is quite the handyman, he is adventurous and loves to travel, he is a night owl, he is analytically minded, he enjoys his garage time…

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New habits for a new year

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Happy new year everyone! Wow, isn’t it incredible how quickly 2018 has flown by? I keep waiting for a period in life where time slows down but as the years pass, time seems to only fly more quickly. Not only that, but there never seems to be enough of it in a day. No time to prepare meals, to clean, to workout, to budget,…

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Community is important to success

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During the past seven weeks, Luke and I had the privilege of leading a course on financial freedom at our church. As we prepared to wrap up the course this week, I sat on our living room couch thinking about all of the success the class had seen during those seven weeks. During that time we had experienced a shift in mindset regarding debt,…

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Three important elements to financial freedom

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If you’ve ever wanted to win at anything, you know that you have to work a plan and you have to believe that you can do it. According to Anatole France, French poet and successful novelist, “to accomplish great things we must not only act but also dream; not only plan but also believe.”   In other words, accomplishing our life goals alomst never happens…

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Vacationing on a budget

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Luke and I absolutely LOVE to travel together! We love trying new things and seeing new places... and for us our three year wedding anniversary and paying off the remainder of our student loan debt were events worth celebrating. So we chose to celebrate together with a fun trip.We had a few guidelines for this trip: we wanted to go somewhere warm, we wanted…

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Foundation Step#3: Start your very first budget

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Okay, sometimes budgets get a bad rap! Many believe that budgets are too controlling, time consuming and complicated. Given the correct tool, budgets can be simplified and quickly put together. And really, it will only be as restrictive as you make it. It wasn’t until Luke and I actually put one together that I realized the power behind this simple tool. Our budget has…

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Foundation Step#2: Learning to Set SMART Goals

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This foundation step is a lot of fun and something we have found to be essential for keeping our debt free journey on track. Since graduating from college, Luke and I have learned how to set SMART (Specific, Measurable, Attainable, Relevant, Time Bound) goals from our corporate jobs. At work, these goals keep our work focused on the company’s vision and also helps us…

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We’re Debt Free: How we paid off $57,000 in a little over 7 months

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We can’t thank you enough for all of your support. We’ve had so many people cheering us on throughout this journey and now we’ve finally made it: we’re officially DEBT FREE! We just finished paying off $57,000 of student loan debt in 7.3 months. Eight months ago we wouldn’t have thought that this was possible. At that time, we weren’t being as intentional with…

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Foundation Step#1: Why we decided to get out of debt

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In today's post and in the next few that follow, Luke and I will identify three foundation steps that have kept us grounded and focused on our end goal: paying off $57,000 in 12 months (having our student loans paid off by December 2018).For Luke and I, the biggest driving force behind our decision to get out of debt were our reasons for not…

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